Applications subject to PVCU’s approval. Primary borrower authorization required. Must complete application before deadline of 11/25/2024. Payments made through payroll deduction or direct deposit will be deposited into your share account while you are participating in this program. Skip-A-Payment dates will vary based on specific employer payroll cycles. Members with bi-weekly payments will skip the two scheduled payments in the month of December. Members with monthly payments will skip their scheduled December loan payment. Members with weekly payments will skip the four scheduled payments in the month of December. Skipping more than two monthly payments during the life of the loan will affect GAP coverage on vehicle loans. Skipping a payment may extend the term of your loan. Skipped payments do not extend the term of any credit insurance policy you may have obtained through the credit union as part of your loan. By signing below, you authorize Pioneer Valley Credit Union to extend the due date of your final loan payment by one month. The $35.00 charge per loan will be deducted from your account selected above. Interest will continue to accrue on unpaid balances through skipped payment period. Payment Method: by signing below and checking off the share or the checking account box you are authorizing PVCU to withdraw from your account to pay the fee. Mortgages, Home Equity Loans, HELOC, Student Loans, Repayment Plans & Mass Save HEAT, Credit Builder Loans, Holiday Loans, credit cards and savings secured loans are ineligible.
Thank you for your interest in our Skip-A-Pay program, just in time for the holidays! Have more cash in your pocket to spend on your friends and family this year. Skip a loan payment in the month of December! Please allow for 24 to 72 hours business hours to process Skip-A-Pay Application
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A $35 charge will be assessed for each loan. Receipt will be emailed. Please provide your information below.
If you have questions about the status of your payment, please allow 7-10 business days (M-F) before contacting loans@pvcu.org.
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*APR = Annual Percentage Rate; APY = Annual Percentage Yield; Terms and conditions apply. Click here for Loan Rates & Disclosure. Click here for Home Loan Rates & Disclosure. Click here for Savings Rates & Disclosure.
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