Unlock the possibilites of your home's value. Get a special offer of 2.95% APR* for 12 months, after, rate adjusts to as low as 3.00% APR*!

✓ Consolidate debt
✓ Pay for education
✓ Pay for a vacation
✓ Use for home renovations
✓ Start a new business venture
✓ Pay for a special event
✓ and MORE!

There are so many different ways to take advantage of this special low interest rate product.

✓ Borrow up to 80% of home's value
✓ Apply ONCE and access your cash at ANY TIME¹
✓ Draw period of 10 years
✓ No closing costs or annual fees**
✓ Affordable monthly payments

We make it easy for you! Self-manage on your own terms and access your money at any time-- write a check or just transfer your cash to your Checking Account online.

Your home's equity can be used in a variety of possibilities! Contact us to see how a Home Equity Line of Credit can benefit you.

MyHome@PVCU.org | 413-730-4152

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*The Annual Percentage Rate (APR) of 2.95% is a fixed rate for the first 12 months. After special promo, the APR offer will not exceed a variable rate of 18.00% APR based on creditworthiness and other factors. Rate becomes Prime Rate as published in the Wall Street Journal’s Money Rates Table minus .25%. We lend on primary residences in Massachusetts and Connecticut. Not all will qualify for the lowest rate. After Special Promotion, the rate will never go below 3.00% APR. **If your loan is paid off within three years of the closing date, you will reimburse credit union for closing costs paid on your behalf. Closing costs will range from $450 - $700. Property insurance is required and is not included in closing costs. Initial draw from your Line of Credit must be a minimum of $5,000. After initial draw, a $1,000 minimum is required each draw thereafter. Minimum monthly payment is $50. Other rates and terms available. Offer may be discontinued or changed at any time. ¹Not all applicants will qualify.